O potencial de transformação da atual lógica monetária pelas Criptomoedas, as controvérsias e barreiras para a sua regulamentação

Abstract

For a long time,the way finances were controlled continued without much significant change, and modernization offered individuals changes in the way they cope and / or invest their money. This paper comes from theoretical research that takes stock of changes from the beginning of trade to the use of a new currency created through information technologies. Bitcoin: A type of cryptocurrency, or virtual currency, created in 2009, initiated the concept of cryptocurrencies and altcoins, which revolutionize the forms of traditional transactions that differ from traditional currencies because they are not tied to an entity. bank. The document also aimsto understand the potential changes in the economy from the use of such currencies, given that one of its main features is the alleged anonymity of users. Since there are no banks or governments centralizing operations, if a crime or infringement is committed, it is virtually impossible to track down, allowing many criminal organizations to see this kind of attractive trade. The lack of specific regulation laws also makes it difficult for users to enter, increasing the risk of investment. Yet despite thesefactors, virtual currencies still have a number of advantages that make them so popular and profitable, lower rates than traditional currencies, rising valuation, less bureaucracy, validity in any territory. These advantages offered to the user cause cryptocurrencies to be created, each serving a different audience. At the end of the course, the main barriers to the regulation and reliability of cryptocurrencies were raised and analyzed. Is this the new form of global negotiation, legal in all countries? Does this new way of transaction have the power to replace the ways transactions currently take place?