Acesso ao crédito e inadimplência de jovens universitários: o caso da Universidade Federal Rural de Pernambuco

Abstract

This research had the general objective of analyze the relationship between access to credit, over-indebtedness and default of young university students from the Universidade Federal Rural de Pernambuco, more specifically to verify whether the ease of access to credit was implemented after entering higher education; as well as find out if university students had access to financial education. For this purpose, a descriptive research was carried out, based on the collection of primary data. The research corpus consisted of a bibliographic review of documents, articles and books on the mentioned topics, as well as the application of a google form to collect data about the respondent group. The results showed that access to credit depends on other factors to influence defaultness, that young people in the respondent group perceived ease of access to credit after entering university and most did not have access to financial education.